Expense splitting apps without ads in 2027

Which expense splitting apps say they have no ads?

Two apps say plainly that they have no ads, EvenOut and Spliit. For the rest, the statements are partial or conflict, so each line below names where it comes from. As of October 2026:

App	What it says about ads	Where it says it
EvenOut	No ads. The app has no ad SDKs	EvenOut
Spliit	“No ads. No account. Open Source. Forever Free.”	Its homepage
Splitwise	Pro lists “A totally ad-free experience”. Free plan: not covered by that line	Pro page, Terms
Settle Up	Free version has ads. Premium removes them	Premium page, app listings
Tricount	“No ads” on its website. “Contains ads” label on an app listing. Terms say both	Website, listing, terms
Splitkaro	“Ad-free experience” is a Premium item	Premium FAQ
Splittr	“Contains ads” label	App listing
Honeydue	“Contains ads” label	App listing
Splid	Does not use your data for advertising. No “Contains ads” label on its listing	Deletion page, app listing

Is there a Splitwise without ads?

Splitwise names an ad-free experience as part of Pro. The Pro page lists “A totally ad-free experience”, and the Terms (last updated February 8, 2024) say Pro “may include… reduced advertisements”. Splitwise also says it avoids “selling data to marketers, or blanketing our apps with spammy ads”.

None of those lines says whether the free plan shows ads, so treat that as open instead of assuming either way. If you want a plain statement, EvenOut and Spliit are the two in the table above that give one. EvenOut’s free plan also has no daily expense limit, where Splitwise’s free plan allows 4 expenses a day as of October 2026.

Which apps carry an ads label or ad data?

Settle Up, Tricount, Splittr and Honeydue carry an ads label or ad data, and Splid makes a data statement instead.

Settle Up. The free version has ads. The Premium page lists “Remove all ads”, and the app listings carry “Contains ads” and “Contains Advertising” labels. The US listing’s privacy section, which the developer fills in, lists “Third-Party Advertising” data (User ID and Device ID) and says identifiers “may be used to track you”.

Tricount. Its website says “No ads or daily expense cap”, and its help center and listing text say no ads. An app listing carries a “Contains ads” label. Tricount’s terms say both “no general or personalized advertising” from version 8 and “Advertising may therefore appear”. The three lines disagree, so check the app’s current listing before relying on any one of them. The Tricount comparison covers the rest of the app.

Splittr and Honeydue. Both app listings carry a “Contains ads” label. Honeydue is a couples money app that also lets partners divvy up expenses, and its site says “Honeydue is a free mobile app.”

Splid. Its deletion page says “We do not sell your data to third parties and we do not use it for advertising.” Its listing header shows in-app purchases and no “Contains ads” label. That is a statement about data, not a promise of no ads.

What does going ad-free cost?

EvenOut has no ads to remove, so going ad-free costs $0. Settle Up and Splitkaro list ad removal inside a paid Premium plan, and paying yearly is cheaper than monthly in both. Prices are as of October 2026, named by channel.

App and channel	Plan	Per month	Per year
EvenOut	Free plan, no ads	$0	$0
Settle Up, website	Individual Premium	$3.49	$18.99, billed yearly
Settle Up, US app listing	Individual Premium	$3.99	$19.99
Splitkaro, US pricing page	Premium	$4	$15

Paying monthly for a year costs $41.88 on Settle Up’s website ($3.49 × 12) against $18.99 billed yearly, a difference of $22.89. In the US app listing it is $47.88 against $19.99. On Splitkaro’s US page it is $48 against $15.

Splitwise says its Pro price may vary by date of subscription, country, local taxes and promotions. EvenOut’s Pro plan, $9.99 a month or $79.99 a year, covers receipt scanning and the assistant, not ads.

What do these apps ask you to pay for?

An app with no ads still has costs, and these apps handle them in different ways.

• EvenOut sells Pro, which is receipt scanning and the assistant. Charts, search, repeating expenses and the Splitwise import stay free.
• Splitwise says the features in its free and paid plans keep it “financially sustainable”. Pro is the paid plan.
• Spliit charges nothing. It says hosting, its database and receipt scanning are paid for by donations, recorded on a public Open Collective ledger.
• Tricount has no Premium tier: its help center says “tricount Premium was discontinued with the new app”. Its optional paid items sit around the app: an eSIM, ATM withdrawals on its card (€2.99 plus the ATM provider’s charges) and a 2.5% fee when a payer uses a credit card on a request link, deducted from the recipient.

How do you check an app for ads before moving a group?

1. Read the listing label. Look for “Contains ads” or “Contains Advertising” on the app’s listing.
2. Read the privacy section. Look for advertising data such as “Third-Party Advertising”. It is declared by the developer.
3. Read the pricing page. A line like “Remove all ads” shows what the paid plan changes. It does not always show what the free plan does, as Splitwise’s Pro page shows.
4. Search the terms for “advertising”. Tricount’s terms say two opposite things.

Labels change with updates, so recheck before you commit a group.

How to choose

• You want a plain no-ads statement and the full feature set. EvenOut has no ads and no daily expense limit on its free plan, and its charts, search and repeating expenses are free.
• You want to pay nothing for ad removal. EvenOut’s free plan has no ads. Of the paid plans above, Splitkaro’s $15 a year is lower than Settle Up’s $18.99 on its website, and each Premium bundles different features.
• You want no ads and no sign-up. Spliit has no account, but the group link is the only key, and its author lists no notifications and no friends feature.
• You need currency conversion. Splitwise Pro lists it next to ad-free. EvenOut does not convert currencies.

Where EvenOut fits

EvenOut has no ads and no daily expense limit on its free plan. Charts, search, repeating expenses and the Splitwise import are free, and receipt scanning and the assistant are the paid features. No ads is a statement about advertising only, not about what an app collects.

If ads are one of several reasons you are leaving, the group expense tracker comparison covers group size and controls, and the apps with no daily expense limit covers the daily cap. The Settle Up comparison has the feature grid for the app with the ads label, and the Tricount alternatives cover the app whose statements conflict.