Cash App payment links: how to create and share one

How do you create a Cash App payment link?

Start a normal request, and where you would pick a person, choose “share link”. Cash App announced payment links on February 10, 2026, and they are open to eligible customers, business accounts included.

1. Open the Payments tab. It is the one marked with a $.
2. Enter the amount and tap Request. The minimum is $1.
3. Add a note that says what the money is for.
4. Choose “share link” instead of adding a recipient. Cash App generates a unique link.
5. Send the link by text, email, social media or any messaging app.

Cash App’s guide of May 1, 2026 also lists a unique link found in your profile, which you can share through text or email, among the ways people can find you.

What does the person paying see and need?

They see a payment with your amount and note already filled in, so they confirm it instead of typing it. They do not need a Cash App account.

The terms for people paying without an account, last updated March 5, 2026, set three conditions. The payer must be a resident of the United States, at least 18 and of the age of majority in their state. They pay with Apple Pay or Google Pay. And as of October 2026 there is no fee unless that payment is funded by a credit card.

How do you use one link for several people?

Create the link once, then send the same link to everyone who owes that amount. Say you paid $144 for a dinner shared by six people, so each share is $24.

1. Make one $24 link with the note “Dinner, Oct 3”.
2. Paste it into the group chat or send it to the five friends one by one.
3. As each person pays, you collect $24. Five payments return $120, and the other $24 of the $144 is your own share.

A link carries one amount, so it does not suit uneven splits. If one friend ordered more and owes $31 instead, the $24 link opens with $24 filled in. Make a second link for $31, or send that friend a regular request.

Cash App says links are also reusable for recurring costs. A $12 monthly share of a streaming plan, owed by three friends, is one link you send each month: 3 × $12 = $36 a month.

What can go wrong with a link?

Check the conditions on the person paying before you send the link to a mixed group.

• A friend outside the US. The terms require a payer to be a US resident, so a friend who lives abroad cannot pay by link.
• A payer under 18. The terms set 18 as the minimum age for paying through a link, plus the age of majority in the payer’s state.
• Limits on the payer’s side. The terms say Cash App may impose limits on payments sent through payment links, so a large amount may not go through in one piece.
• A vague note. The note travels with the link, so write the reason and the date in it. “Dinner, Oct 3” is clear a month later and “dinner” is not.

What do you do after you send it?

Keep your own list of who has paid, because one link goes to everyone. Tick people off as payments arrive in your Activity tab, and send one message to anyone still open after a few days. How to politely remind a friend to pay you back has wording that works.

A link fits a fixed amount per person. Cash App Pools fit a pot with a goal amount, such as a trip fund.

One limit applies to you as the collector. How much you can receive depends on your account, and Cash App limits lists the figures for unverified and verified accounts.

Where does EvenOut fit?

A link collects one payment per person. For costs that build up over weeks, EvenOut keeps a running balance with each friend and group, and “Add a guest” tracks the share of someone who is not on EvenOut yet.

When a friend pays your link, open Settle up and record the payment. EvenOut records it and does not move money, so the payment itself still goes through Cash App. For the full request steps, including requests to one person, see how to request money on Cash App.