Fantasy football dues apps compared (2027)

Which app works for a 10 or 12 team league?

League size and who holds the money decide most of it. EvenOut holds up to 200 people per group on the free plan, while a free KittySplit Kitty holds up to 9, so a league with 10 or more managers (one person per team) does not fit a free Kitty. The table lists each tool as of October 2026.

Tool	Size or cap	What to know first
EvenOut	Up to 200 people per group	Records who has paid. No daily expense limit and no ads on the free plan. Moves no money and gives no payment links
KittySplit	9 people free; up to 100 with Super Kitty at €2.99 once per group	No account needed to create or use a Kitty
Venmo Groups	Up to 30 people	Needs a U.S. bank account. An unverified profile spends up to $299.99 a week
PayPal Pools	Up to $20,000 per pool, 5 active pools per person	All money in the pool belongs to its creator
Cash App Pools	A goal amount you set	Personal use only. Money leaves only after the pool is closed
Zelle	One person to another. Limits set by your bank	Requests reach enrolled users only. Payments to them cannot be cancelled
Spliit	Anyone with the link	No account, but anyone with the link can read and change the group

EvenOut: a ledger for up to 200 people

EvenOut keeps the list of who has paid and what is still open, and it moves no money. Say the commissioner of a 10-team league at $50 makes a group, brings in the other nine managers as friends, guests or through the group’s invite link, and enters one $450 expense (nine managers at $50) paid by themselves, split equally with the commissioner marked “Not in”. Each manager now owes $50. “Settle up” records each payment as it arrives, and “remind” sends a message or an email, at most once a day per person.

A few features suit dues. “Add a guest” tracks a manager who is not on EvenOut, and a guest has no inbox, so reminders go as a shared message. “Only their own” under “Who can edit” keeps managers from changing each other’s entries, and the Viewer role lets someone follow along and comment without adding or changing expenses. A yearly “Repeat” adds next season’s dues for you. All of it is free, with no ads and no daily expense limit on the free plan. EvenOut does not hold the pot or pay prizes. The fantasy football dues guide has the full setup.

KittySplit: free up to 9, then €2.99

The free Kitty holds up to 9 people, with equal, shares, percentage or fixed splits and a settle-up that uses the fewest transfers. A 10 or 12 team league needs Super Kitty, which is €2.99 once per group, not a subscription, and holds up to 100 people. KittySplit asks for no account to create a Kitty, use one or upgrade it.

Venmo Groups: 30 people, with weekly limits

Members add expenses that Venmo splits into equal amounts, and amounts can be edited or members left out. Venmo says it works out the least number of payments for each member to settle up. Friends are added right away, other people must accept, and invites expire after 30 days. You can remove only members who are all paid up, and not the owner.

Venmo’s user agreement says you must be in the United States and have a U.S. bank account. An unverified personal profile has a weekly spending limit of $299.99, and a verified one can send up to $60,000 a week. Venmo can change limits. The Venmo weekly limit guide goes through the numbers in more detail.

PayPal Pools and Cash App Pools: one organizer collects the money

Both collect the money under one organizer. To create a PayPal pool you need a PayPal Balance account, identity verification and good standing. A pool is capped at $20,000 and a person can have 5 active pools. Contributors need no PayPal account, and “All money in the pool belongs to the pool creator.”

Cash App Pools are for personal use only, and organizers must have a verified identity. Contributors need no Cash App account, except New York residents, who must use one. Money leaves a pool only after it is closed. Cash App accounts can be created only by residents of the United States. Each service sets its own rules on what a pool may be used for, so read them before you collect dues.

Zelle: for paying, not for tracking

Zelle works through a bank or credit union, and “Payment requests can only be sent to enrolled Zelle users.” A payment to someone who has not enrolled can be cancelled. If they do not enroll within 14 days, it expires and the money returns to you. Once they are enrolled, it “cannot be canceled”, and Zelle’s answer to whether a payment can be reversed is “No”.

Zelle’s own line is to send money only to people you know and trust, and to double-check the email or mobile number. Limits depend on your bank or credit union, so in a league each buy-in is one payment and you keep the list of who has paid yourself.

Spliit: no account, but the link is the key

Spliit needs no account, and its privacy policy says who can open a group: “Anyone who has the link, though, can read the group and change it.” Whoever gets the league’s link can change what the group shows. Its author lists no notifications and no payment integrations as trade-offs.

Which limit will you meet at your pot size?

Unverified Venmo and Cash App accounts meet their limits at ordinary league pots. The rows assume a 12-team league, a commissioner who collects from the 11 other managers, and a first prize of 50% of the full pot (all 12 buy-ins, the commissioner’s included). Venmo’s weekly limit is rolling and covers person-to-person and authorized-merchant payments together, so several prizes paid in the same week count together.

Buy-in	Collected from 11 managers	First prize (50% of pot)	Unverified limit it meets (first prize or collection)
$25	$275	$150	Neither
$50	$550	$300	Venmo: $300 is $0.01 over $299.99 a week
$100	$1,100	$600	Venmo on the prize; Cash App on the $1,100 received
$250	$2,750	$1,500	Venmo on the prize; Cash App on the $2,750 received

Cash App’s unverified limit is $1,000 sent and received in a rolling 30 days. Verifying identity raises both: Venmo to $60,000 a week and Cash App sending to $40,000 over 30 days. A PayPal pool’s $20,000 cap is above every pot in the table, and a Zelle limit depends on your bank. Both Venmo and Cash App can change their limits. EvenOut moves no money, so it has no transfer fees, card-funding fees or sending limits of its own, and each buy-in meets the limits of the service the manager pays with.

How to choose by league size

• Most leagues. EvenOut keeps the list of who has paid at any league size up to 200 people, with no daily expense limit and no ads, and managers pay through whatever service they already use.
• 10 to 14 teams. EvenOut, Super Kitty, Venmo Groups or a pool. If the commissioner is unverified, check the second table before you collect.
• More than 30 people. Venmo Groups holds up to 30, while Super Kitty goes to 100 and EvenOut to 200.
• A manager without a U.S. bank account. Venmo needs one and Cash App accounts are for U.S. residents. EvenOut records a payment however it was made.
• You want the app to hold or move the money. That is outside what EvenOut does. A pool, Venmo or Zelle moves it, and the payment can be logged in EvenOut afterwards.

When the buy-ins are in, work out the prizes with the payout structures guide and the fantasy football payout calculator. How to collect club dues applies the same steps to any group that pays a fee.