Shared expense tracker apps: repeats, charts and change history compared

What should a shared expense tracker keep after the first month?

It should still be right in month two, which means repeating the bills that come every month, letting you find an old entry, and letting you fix a wrong one without starting over. A splitter that handles one dinner does not need any of that. A tracker does.

Say Ana, Ben and Cy share a flat and split everything equally. In October Ana pays the $60 internet bill, Ben pays $27 for cleaning supplies and Cy pays $84 for a grocery run. The total is $171, so each person’s share is $57.

Person	Paid	Share	Balance
Ana	$60	$57	Owed $3
Ben	$27	$57	Owes $30
Cy	$84	$57	Owed $27

Now say Cy types the groceries as $48 instead of $84. The total reads $135, each share reads $45, and Ben seems to owe $18 when he really owes $30. Cy’s balance reads owed $3 instead of $27. Nothing in the app looks broken, and Ben pays $12 too little. That is the test for a tracker: whether the wrong entry can be found and fixed, and whether everyone then sees the corrected balances.

Which apps repeat bills and draw charts?

EvenOut gives you both on the free plan, while Splitwise lists charts under Pro and Settle Up’s Premium page lists both. As of October 2026 the lists read like this.

App	Repeating bills	Charts
EvenOut	Weekly, monthly or yearly, free. Each later one is added as a normal expense	Free, for one group or friend, by category, person and month
Splitwise	Weekly, fortnightly, monthly or yearly, on its free core list	Pro, “broken down by category”
Settle Up	“Recurring transactions” and “Future transactions” are Premium items	“Charts” is on its Premium page
Tricount	Its own comparison page says “Add each bill manually”	A category pie chart per tricount; its help center says the insights feature is coming back

Spliit’s home page lists recurring expenses (daily, weekly or monthly, in Beta). KittySplit’s per-category insights come with Super Kitty, which costs €2.99 once per group.

Search is the other half of tracking. EvenOut’s search works offline: inside a group you can search by name, category or amount, and typing “45” finds $45.00 to $45.99. Splitwise lists expense search under Pro, and Splitkaro lists it as Premium. Settle Up lists member statistics and a transaction filter among its free items.

In the flat example, Ana would set the $60 internet bill to repeat monthly in EvenOut when she adds it. The expense she saves is the first one, and the server adds each later one on its own around 9:00 in her time zone. The “By category” chart with the “Everyone” chip then shows the full amounts before splitting: groceries $84, the internet $60 and cleaning supplies $27. Those are 49%, 35% and 16% of the $171. The “You” chip shows your own share after splitting, which is $57 for Ben.

What does the record keep when an entry changes?

Apps differ most on who can change an entry and what you can see afterward. EvenOut lets the owner decide who can edit an entry. Here is how four apps compare.

App	Who can change an entry	What you can see afterward
EvenOut	The owner picks “Everyone” or “Only their own”; a Viewer can only comment	An Activity feed and group history; deleted entries stay crossed out with Restore
Splitwise	Anyone involved in the expense or its group; no group admins	Edit history per expense, per its app description; comments
Spliit	Anyone with the group link	No notifications, which its author lists as a trade-off
SplitPro	Sign-in is required	An activity feed with edits and deletions; self-hosted, since its old hosted instance is no longer maintained

EvenOut keeps a deleted expense visible and restorable, and it sends a push when someone adds an expense, records a payment or comments. It has no change log, so a comment on the expense is the record.

How do you fix the $48 typo in EvenOut?

Search for the wrong amount, edit the expense and leave a comment. Say the flat’s group is set to “Only their own”, so only Cy, who added and paid for the groceries, or the group owner can change the entry.

1. Find it. Inside the group, tap the search icon and type 48. The grocery run appears at $48.00.
2. Open it and tap “Edit expense.” The same Add expense form opens with the entry filled in.
3. Change the amount to 84 and tap “Save changes.” The split follows the new total, and every balance in the group updates. Ben’s group page now reads $30 with “you owe in this group”.
4. Add a comment. Under “Comments”, write “Fixed to $84, typo”. EvenOut has no change log, so the comment is the record.

If an entry should not exist at all, “Delete expense” stops it counting toward balances for everyone, and the expense page shows “Restore” if you change your mind. A recorded payment can be deleted and restored but not edited.

What does tracking cost?

In EvenOut the repeats, search, charts, one photo per expense and the Splitwise import are all free. Receipt scanning and the assistant are the only paid features, at $9.99 a month or $79.99 a year in the US.

As of October 2026, Settle Up’s Premium list (recurring transactions, charts, receipt photos, Excel export and no ads) works out like this for a flat of three. Individual Premium costs $18.99 a year on Settle Up’s website, which is 3 × $18.99 = $56.97 for the three of you. Group Premium covers every member of one group and costs $34.99 for a year on the website (about $11.66 each) or $39.99 in its US app listing (about $13.33 each). Its free version has ads. KittySplit’s Super Kitty is €2.99 once per group, about €1.00 each for three.

How do you choose?

Choose by what you will need to check later, not by the number of features.

• A household that splits bills every month. EvenOut includes repeating bills, search and charts on the free plan, with no daily expense limit and no ads, and its Splitwise import is free if you are bringing a flat’s history over.
• An edit history per expense. Splitwise’s app description lists one. EvenOut does not offer one.
• A file of the record. Splitwise, Settle Up and Splid export. EvenOut has no data export.
• No sign-up for anyone. Spliit and KittySplit work from a link. Anyone holding a Spliit link can change the group.
• Many people in one group. An EvenOut group holds up to 200 people. The group size comparison lists how many people each app holds.

For trips, see the trip expense tracker apps. If the flat’s bills change every month, how to track recurring bills covers the routine, and how to track shared expenses explains the habits that keep the record clean. To move a Splitwise group in, open Account, then Import from Splitwise, and choose the group’s spreadsheet export.