EvenOut vs Splitwise vs Tricount: free plans compared

How do the EvenOut, Splitwise and Tricount free plans compare?

As of October 2026, EvenOut’s free plan has no daily expense limit and no ads, Splitwise’s free plan lets you add up to 4 expenses a day, and Tricount’s website describes its app as having no daily expense cap. The table shows how the three differ on the free plan and the paid one.

What you check	EvenOut	Splitwise	Tricount
Free-plan limit	No daily expense limit	4 expenses a day	No daily expense cap, per its website
Ads	None	Ad-free is a Pro item	Website says none; its terms also say ads may appear
Charts	Free, per group or friend	Pro	A category pie chart per tricount
Paid plan and price	Pro, $9.99 a month or $79.99 a year: receipt scanning and the assistant	Pro (monthly, Individual or Duo); price varies by plan, country and promotion	None described; Premium was discontinued

Tricount’s ad position has two sides. Its website says “Free. No ads. No limits.”, and its terms say both “no general or personalized advertising” and “Advertising may therefore appear”. The terms also still describe paid subscriptions, but the help center says “tricount Premium was discontinued with the new app”, so Tricount is listed with no paid plan. Splitwise’s Pro page lists “A totally ad-free experience” as a Pro feature.

What does a cap of 4 a day cost on a busy weekend?

A cap of 4 a day matters on a busy weekend and not on a quiet week. Say six friends go skiing for two days and one person logs everything, at 9 expenses a day: lift tickets, lodging, gas, three meals, groceries, rentals and parking. That is 18 expenses.

On EvenOut’s free plan, all 18 go in as they happen. On Splitwise’s free plan, 4 a day means 8 of the 18 go in on time, and the other 10 wait for the limit to reset, get added by a friend as paid by you, or need Pro. Tricount’s website says there is no daily expense cap, so all 18 go in there too. Its terms add that it is “advisable” to keep an account to about 100 transactions, which is advice rather than a stated limit.

If you are stuck on Splitwise, the Splitwise daily limit guide lists the ways around it.

How do the three handle currencies?

EvenOut keeps each expense in its own currency and tracks balances per currency, as Splitwise does by default, while Tricount converts into one currency per tricount.

As of October 2026, Splitwise keeps balances separate per currency, and its own example reads “You owe $12.45 and you are owed £8.72”. Changing an expense’s currency changes only the label. Converting is a Pro button, “Convert to [default currency]”, that converts every expense in the group at the Open Exchange Rates mid-market rate of that moment. It includes settled expenses, so it can change what other people owe.

Tricount gives each tricount one currency. An expense entered in another currency is converted at the market rate, a daily rate is shown, and the terms add that users may change the rate.

Say you pay a 120 euro dinner for four on a trip where the other expenses are in dollars, at an example rate of 1.10 dollars to the euro. In EvenOut the dinner stays at 120.00 euros, each share is 30.00 euros, and that sits on its own euro line next to the dollar balances. Splitwise without Pro does the same. In Tricount the dinner shows as $132.00 and each share is $33.00.

What about recurring bills, receipts and importing?

EvenOut and Splitwise add recurring bills for you on the free plan, Tricount’s own page says to add each bill by hand, and the receipt scanning on offer sits in the Pro plans of EvenOut and Splitwise.

Feature	EvenOut	Splitwise	Tricount
Recurring bills	Free: weekly, monthly or yearly	Free: weekly, fortnightly, monthly or yearly	Add each bill by hand, per Tricount’s own comparison page
Receipts	Pro scans; one photo per expense is free	Pro scans and itemizes	Photos attach to expenses
Splitwise import	Free, one CSV per group	The source of the export	Listed as a feature
Offline	Add, edit, delete and restore, then sync later	In the free core list	Add expenses without a signal

Recurring bills. Say one roommate pays $1,350 rent on the 1st and it splits three ways, $450 each. On EvenOut or Splitwise you set the expense to repeat monthly once, and each month’s copy appears on its own. EvenOut adds each copy around 9:00 in your time zone, and you can pause, resume or stop the repeat. Splitwise can also send an optional email reminder. On Tricount, per its own comparison page, you add each bill manually, so the same rent is 12 entries a year.

Receipts. On EvenOut, Pro scans a receipt into items, tax and tip and you tap each item to choose who shared it, while any free user can attach one photo when adding an expense. On Splitwise, only Pro subscribers can scan and itemize a receipt, though every group member sees the result. Tricount lists photo attachments and a Photos tab, and does not list scanning.

Import. EvenOut’s import is free and brings across expenses and payments with their dates and currencies, and how to move a Splitwise group to EvenOut walks through it. Tricount lists a Splitwise importer as a feature.

Who owns each app, and what does sign-up ask for?

Each app asks for something different at the start.

EvenOut signs you in with Google or email. For someone who is not on the app, you add a guest by name, track their share and invite them to claim it later.

Splitwise registration asks for a name, email, phone number and password. Email is required, and a phone number adds a security layer. You cannot join a group on your own: a member invites you by email, phone or an invite link. People who are not on Splitwise can still be added to expenses before they accept.

Tricount’s terms say the app is “owned and operated by bunq B.V.” (the version dated 17 December 2024), and its help center says it “is fully running on bunq’s infrastructure now”. The home page offers “Try tricount without signing up”. The help center also says newly registered users get a bunq account automatically on signup. It describes the Free Credit Card sign-up as personal details, a phone code, a Security Code, a Tax Identification Number and identity verification, and says that without the card you enter expenses by hand.

Which one should you pick?

For most groups splitting rent, trips or bills, EvenOut is the one to start with. Pick on what your group does most.

• You log more than 4 expenses on busy days: EvenOut’s free plan has no daily expense limit, and Splitwise’s free plan stops at 4 a day.
• You want charts and search without paying: EvenOut has both free (charts per group or friend). Splitwise lists both in Pro, and Tricount’s help center describes a category pie chart per tricount.
• You want bills to add themselves: EvenOut and Splitwise repeat bills on the free plan, and Tricount’s own page says to add each bill by hand.
• You want no ads: EvenOut has none, and Splitwise lists an ad-free app in Pro.
• You are leaving Splitwise: EvenOut’s import is free and turns one CSV into one new group.

If you need automatic currency conversion, a spreadsheet export or an app in a language other than English, those are outside what EvenOut does. Splitwise lists all three, and Tricount lists conversion and other languages.

For the extras around Tricount that carry fees, see is Tricount free. If Settle Up is also on your list, all five apps side by side covers it.