Splitwise Pro features: what you get and what stays free
Quick answer
Splitwise Pro removes the free plan's limit of 4 expenses a day and adds receipt scanning, itemization, currency conversion, charts, expense search, default splits, transaction import (US only per the Pro page), an ad-free experience and early access. EvenOut's free plan has no daily expense limit, no ads, and free charts and search.
Key points
- EvenOut's free plan has no daily expense limit and no ads, where Splitwise's free plan allows up to 4 expenses a day and lists an ad-free experience as Pro.
- Charts and expense search are free in EvenOut, and Splitwise lists both as Pro. EvenOut's only paid features are receipt scanning and the assistant.
- Splitwise's Pro page lists ten items, headed by the end of the 4 a day expense limit, and the help center says every plan includes all of them.
- Recurring expenses, balance reminders and Simplify Debts carry no Pro label on Splitwise, and all three are free in EvenOut.
- Splitwise's Pro page says "No limits and no ads" and its Terms say Pro "may include... reduced advertisements". EvenOut has no ads on any plan.
On this page
- What do you get with Splitwise Pro?
- Which features are Pro, and which are not labelled Pro?
- How does EvenOut’s list compare?
- How does Pro work inside a group?
- What does currency conversion do before you press it?
- Where do Splitwise’s own pages differ?
- Which features stay free?
- What should you do next?
- Frequently asked questions
What do you get with Splitwise Pro?
As of October 2026, Splitwise Pro lifts the free plan’s cap of 4 expenses a day and adds receipt scanning, itemization, currency conversion, charts, expense search, default splits, transaction import, an ad-free experience and early access to new features. Every plan, annual or monthly, includes all of them.
EvenOut’s free plan has no daily expense limit and no ads, and its charts and expense search are free. Its two paid features are receipt scanning and the assistant.
Which features are Pro, and which are not labelled Pro?
Most of the extras are Pro, but recurring expenses and balance reminders are not labelled Pro. The table gives each item’s tier and the Splitwise page that says so.
| Feature | Tier | Where Splitwise says so |
|---|---|---|
| Removal of the 4 a day expense limit | Pro | Pro help article |
| Receipt scanning | Pro | Pro help article |
| Itemization | Pro | Pro page, Pro help article |
| Currency conversion | Pro | Pro help article |
| Charts, broken down by category | Pro | Pro help article |
| Expense search | Pro | Pro help article |
| Default splits | Pro | Pro help article |
| Transaction import | Pro | Pro page says US only, Pro help article says select countries |
| Ad-free experience | Pro | Pro page |
| Early access to new features | Pro | Pro page |
| JSON backup of the account | Pro | Export help article |
| 10GB cloud storage for receipts | Pro | App descriptions |
| Recurring expenses | Not labelled Pro | Recurring help article |
| Balance reminders (“Remind…”) | Not labelled Pro | Payment request help article |
| Simplify Debts, offline mode, cloud sync | Core, free | Home page |
Itemization needs one more line. Splitwise’s split types article lists itemized (items, tax, tip, discounts) as one of the ways to split, and notes that on the mobile app, Pro subscribers can itemize by scanning a receipt.
How does EvenOut’s list compare?
EvenOut’s free plan has no daily expense limit and no ads, and it includes charts and expense search. Receipt scanning is a paid feature in both apps.
| Feature | EvenOut | Splitwise (as of October 2026) |
|---|---|---|
| Daily expense limit | None on the free plan | Free accounts can add up to 4 expenses a day |
| Ads | No ads on any plan | An ad-free experience is a Pro item |
| Charts | Free: “By category” and “Over time”, per group or friend | Pro, broken down by category |
| Expense search | Free, on the phone and offline | Pro |
| Recurring expenses | Free: weekly, monthly or yearly | Not labelled Pro |
| Balance reminders | Free, by email or a shared message | Not labelled Pro |
| Receipt scanning | Pro | Pro |
| Assistant | Pro, proposes and you confirm | Not on the Pro list |
EvenOut keeps each expense in its own currency, with a separate balance for each currency, and does not convert between currencies.
How does Pro work inside a group?
One subscriber is enough for the group to see the result. Only Pro subscribers can convert currency or scan and itemize receipts, but all group members see the expenses created that way.
The two yearly plans differ in who can use them. Individual covers one person. Duo covers two, with the buyer adding the second person. The monthly plan covers one person.
What does currency conversion do before you press it?
It converts every expense in the group or friendship at once, so check the group before you tap it. The “Convert to [default currency]” button converts all of them at the current rate, settled expenses included, and that can change other people’s balances. The rate is the Open Exchange Rates mid-market rate at the moment you convert.
Expenses you add later need another tap. Changing currency in Splitwise covers the per-expense label and the account default. Splitwise says reversing a conversion by emailing support “isn’t always possible”. By default, balances stay separate by currency, and changing an expense’s currency only changes its label.
Where do Splitwise’s own pages differ?
Two places: how they describe ads, and which extras they list.
- Ads. The Pro page says “No limits and no ads”. The Terms say Pro “may include… reduced advertisements”. EvenOut has no ads on any plan.
- Extras. The Pro help article lists the cap, import, search, conversion, scanning, charts and default splits. It does not mention 10GB of cloud storage for receipts or JSON backups. Splitwise’s app descriptions list both, and the export article confirms the JSON backup is for Pro subscribers only.
Splitwise support is at support@splitwise.com and says it aims to reply to most requests within 1 business day.
Which features stay free?
The ones Splitwise lists as core: groups and friends, equal or unequal splits, percentages or shares, total balances, Simplify Debts, recurring expenses, offline mode, cloud sync, spending totals and categories. EvenOut’s free plan has recurring expenses, offline use and Simplify debts as well.
Splitwise recurring expenses repeat weekly, fortnightly, monthly or yearly, with an optional email reminder, and only the web app lists all of them in one place.
What should you do next?
Write down which of the ten Pro page items you would use in a month. If the answer is the expense cap, ads, charts or search, EvenOut’s free plan covers all four, and the 4 a day limit guide lists the ways past the cap on Splitwise. If it is scanning, both apps charge for it, and what Splitwise Pro costs explains the Splitwise plans. If you need currency conversion, that is on the Splitwise Pro list and not in EvenOut.
Frequently asked questions
Can I bring my Splitwise history into EvenOut?
Yes, and it is free. In EvenOut, open Import from Splitwise in the Account tab and choose the CSV you exported from a Splitwise group ("Export as spreadsheet" in the group's settings). EvenOut builds a new group with the expenses, payments, dates, currencies and balances. The original split methods, percentages and notes are not recovered.
What does a Trip Pass add to the yearly plans?
Each yearly plan includes one annual Trip Pass. You apply it to a trip group of your choosing, and it grants Pro features to the group's members for 30 days. The Trip Pass is listed on the two yearly plans.
Is Simplify Debts a Pro feature?
No. Splitwise lists simplify debts among its core free features, and any group member can switch it on or off in group settings. It re-runs whenever an expense or payment is added.
How much does Pro cost?
When you are logged out, Splitwise's Pro and sign-up pages list features and no price, and its Terms say the price varies by date, country, local taxes and promotions. The cost guide explains the plans and where the live price shows up.
Does a Splitwise Pro feature depend on your country?
Transaction import does. It lets you connect a credit or debit card and split recent purchases with a tap. Splitwise's Pro page says it is currently available only in the US, and the Pro help article says select countries only.
Sources
Checked October 6, 2026.
- Splitwise Pro
- Splitwise: What is Splitwise Pro and who can use it?
- Splitwise home page
- Splitwise: How can I manage a friendship or group with multiple currencies?
- Splitwise: How are exchange rates calculated for currency conversion?
- Splitwise: How do I export my Splitwise data?
- Splitwise: How can I manage recurring expenses?
- Splitwise: Can I request a payment via Venmo or PayPal?
- Splitwise: What are the different ways I can split an expense?
- Splitwise: Terms of Service
- Splitwise: app description (cloud storage and JSON backups)
- Splitwise: Contact
Keep reading
- Guide Is Splitwise free? What you get and where the cap is Splitwise is free with a cap of 4 expenses a day. What its free plan covers, what is on the Pro list, and how EvenOut's free plan compares.
- Guide Splitwise Pro cost in 2027: plans, billing, where to check Splitwise lists no Pro price when you are logged out. See its three plans and how billing differs, next to EvenOut's free plan and its $9.99 a month Pro.
- Guide How to change currency in Splitwise: per expense and default Splitwise has two currency settings: the label on each expense and your account default. Neither converts amounts. Exact steps for mobile and web.
- Guide How to export a Splitwise group to a spreadsheet Export a Splitwise group or friend as a spreadsheet from the header menu on mobile or the gear icon on the web. One file each, and what the numbers mean.
- Guide Splitwise daily expense limit: 4 a day, and what to do about it Splitwise's free plan caps you at 4 expenses a day. See what the limit means, four ways to work with it, and how to move a group to an app with no daily limit.
- Comparison EvenOut vs Splitwise in 2027: limits, features and moving over EvenOut has no daily expense limit and no ads, and search and charts are free. As of October 2026, Splitwise's free plan allows up to 4 expenses a day.