Splitwise limits, how-tos and switching

Splitwise is the app most people start with. These guides explain its free-plan limits, how to do the tasks people search for, and what it takes to move a group to another app.

37 pages

Guides

• Guide Add a friend to Splitwise without their email or phone Add a name-only placeholder friend to a Splitwise group from the web app, or add a guest by name inside EvenOut. Add email or phone later, or invite them.
• Guide Can you share Splitwise Pro? Duo, Trip Pass, group members Splitwise Pro covers one person, two on Duo, or a trip group for 30 days via a yearly plan's Trip Pass. Who needs Pro in a 4-person trip, and Duo or Individual.
• Guide Deactivate or delete your Splitwise account: exact steps Splitwise has two routes: deactivate with your password or an emailed link, or permanently delete, which may take up to 30 days and is irreversible.
• Guide Edit, delete and restore an expense in Splitwise On mobile, tap an expense and use the pencil to edit or the trash can to delete, then restore it from Activity. Anyone involved in it can do all three.
• Guide How Splitwise works, from first expense to settling up Splitwise is a shared ledger of who paid and who owes. See it work on a $90 dinner: add the expense, split it, bring people in, settle up, and where Pro starts.
• Guide How to add a negative expense or refund in Splitwise Splitwise adds a refund with the Reimbursement split on the web, or you edit or delete the original expense on mobile. Steps and a worked $640 hotel example.
• Guide How to add someone to a Splitwise group, and how people join Splitwise says you cannot join a group on your own: a member adds you or shares an invite link. Steps for mobile and web, and what happens before they accept.
• Guide How to cancel Splitwise Pro and ask for a refund Cancel Splitwise Pro in the app or on the web, then ask for a refund through whoever billed you: Apple, Google or Splitwise. Includes a forgot-to-cancel plan.
• Guide How to change currency in Splitwise: per expense and default Splitwise has two currency settings: the label on each expense and your account default. Neither converts amounts. Exact steps for mobile and web.
• Guide How to delete or undelete a Splitwise group Delete a Splitwise group from its settings, and undelete it from Activity. Deleting removes the group for every member, so export it first.
• Guide How to export a Splitwise group to a spreadsheet Export a Splitwise group or friend as a spreadsheet from the header menu on mobile or the gear icon on the web. One file each, and what the numbers mean.
• Guide How to leave a Splitwise group: settle up first, then step out Splitwise Support has said you can remove yourself once your balance in a group is zero. How to clear a balance, what removing and deleting do, and who to ask.
• Guide How to leave Splitwise: export, settle, cancel Pro, delete Leaving Splitwise takes five steps in order: export each group, settle or record balances, cancel Pro, tell your groups, then close the account.
• Guide How to move a Splitwise group to EvenOut with the CSV import Export the group from Splitwise, then use Import from Splitwise in EvenOut: match people, read the summary, check balances. Free, one CSV per new group.
• Guide How to remove someone from a Splitwise group Open the group, tap the gear, pick the name and remove them. A balance blocks it: clear it with a recorded cash payment or by editing them off expenses.
• Guide How to undo a Splitwise settle up (and what it can't cancel) Delete the payment record to undo a Splitwise settle up and put the balance back. It does not cancel a Splitwise Pay, Venmo or PayPal transfer.
• Guide Is Splitwise free? What you get and where the cap is Splitwise is free with a cap of 4 expenses a day. What its free plan covers, what is on the Pro list, and how EvenOut's free plan compares.
• Guide Is Splitwise Pay safe? What the terms say about your money Splitwise Pay holds money at Coastal Community Bank, Member FDIC, and asks for your SSN. What its terms say about checks, disputes, scams and what is final.
• Guide Is Splitwise Pro worth it? Match it to how you split Is Splitwise Pro worth it? A table by how you split sets each Pro item against EvenOut's free plan, which has no daily expense limit and no ads.
• Guide Is Splitwise safe? Data, privacy and who sees your expenses What Splitwise asks for at sign-up, what its privacy statement says it does with your data, who can see and edit your expenses, and how deletion works.
• Guide Split types in Splitwise: equal, exact, percent and shares How to split an expense unequally in Splitwise, with the exact taps, then one $120 dinner worked four ways: equal, exact amounts, percentages and shares.
• Guide Splitwise app review: what it does and what each plan includes A facts-only Splitwise review: what each plan includes next to EvenOut, the Splitwise rules that shape a group, and which situations fit which app.
• Guide Splitwise app uses: what people use it for and what the free plan covers People use Splitwise to track rent, trips, dinners and IOUs. Each use with the feature behind it, what needs Pro and what the free plan covers.
• Guide Splitwise balance looks wrong? How to audit it step by step If a Splitwise balance looks wrong, run five checks in order: Activity, Simplify Debts, currency labels, the Totals screen, then a line-by-line export.
• Guide Splitwise Card: what it is, who gets it and what it costs The Splitwise Card is a Mastercard debit card for eligible US Splitwise Pay users, with no monthly fee. Who gets it, what it costs and what it can't do.
• Guide Splitwise daily expense limit: 4 a day, and what to do about it Splitwise's free plan caps you at 4 expenses a day. See what the limit means, four ways to work with it, and how to move a group to an app with no daily limit.
• Guide Splitwise group names: ideas for trips, roommates, couples and friends Name ideas for a Splitwise group, sorted by trip, roommates, couples and friends, plus a short naming pattern so every group is easy to tell apart.
• Guide Splitwise not working? Problems with documented causes Thirteen Splitwise problems with a documented cause, from the 4 a day expense cap to Pro-only buttons, each with what to do and a support route.
• Guide Splitwise on the web: what only the website does Splitwise's help center ties four things to the web: the reimbursement split, one list of all recurring expenses, name-only friends and a printable summary.
• Guide Splitwise Pro cost in 2027: plans, billing, where to check Splitwise lists no Pro price when you are logged out. See its three plans and how billing differs, next to EvenOut's free plan and its $9.99 a month Pro.
• Guide Splitwise Pro features: what you get and what stays free Every item on Splitwise's Pro list with the page that labels it, and how EvenOut's free plan compares: no daily expense limit, no ads, free charts and search.
• Guide Splitwise Pro free trial and promo codes in 2027: what's real Splitwise documents a free Pro offer: a month for new subscribers through an influencer's link or code, valid 90 days from the post. Trial and student facts.
• Guide Splitwise receipt scanning and itemizing: what needs Pro As of October 2026, only Splitwise Pro subscribers can scan and itemize receipts. Attached receipts must be 2MB or less and upload in 30 seconds.
• Guide Splitwise recurring expenses: set up, edit and stop Splitwise repeats an expense weekly, fortnightly, monthly or yearly until you stop it. How to set one up, edit it, cancel it, and where to see them all.
• Guide Splitwise split by adjustment: what it says and the same result by hand Splitwise describes split by adjustment in one sentence. See two ways to read it on a $90 bill, a cheap way to test it, and how to get exact amounts instead.
• Guide Splitwise withdrawal limit: weekly tiers, fees and steps Splitwise Pay's terms set weekly limits of $800, $2,000 or $7,000. Standard withdrawals are free and instant ones cost 1.75%. Steps and what blocks a transfer.
• Guide Using Splitwise outside the US: currencies, payments and Pro As of October 2026, Splitwise ties payments, its card and transaction import to regions, while 100+ currencies work per expense. What changes outside the US.